SandP Solutions, Inc., an Illinois corporation, also known and operating under the business name and style of "Bitcoin of America" and/or the web address with the Uniform Resource Locator (URL) of "www.bitcoinofamerica.org" (herein referred to collectively as "BOA", "Us," "We," "Its," or "Our") provides this web site, www.bitcoinofamerica.org (the "Site") and all Site-related services and products, including, without limitation, any associated websites (including Bitcoinatmnearme.com), APIs, mobile applications Bitcoin of America Kiosks, and related transactions and functionality (collectively, the "Service") subject to Your acceptance and compliance with the Agreement and conditions set forth in this agreement (the "Agreement"). This Agreement governs the relationship between BOA and You, the Site visitor ("You", "Your") with respect to Your use of the Service. It is important that You read carefully and understand the Agreement and conditions of this Agreement.
We reserve the right at any time to:
--Change the Agreement and conditions of this Agreement;
--Change the Service, including terminating, eliminating, supplementing, modifying, adding to or discontinuing any content or data on or feature of the Service;
--Change any fees or charges, if any, related to Your use of the Service; and
--Change the equipment, hardware or software required to use and access the Service.
Any changes We make will be effective immediately upon notice, which We may provide by any means including, without limitation, posting on the Site. Your continued use of the Site or Service after such notice will be deemed acceptance of such changes. Be sure to return to this page periodically to ensure familiarity with the most current version of this Agreement. Upon Our request, You agree to sign a non-electronic version of this Agreement.
IF YOU DO NOT ACCEPT AND AGREE TO THE AGREEMENT DO NOT ACCESS OR USE THE SITE AND DO NOT ACCESS OR USE THE SERVICE.
Your Account; Registration
BOA exchanges directly with You, without the involvement of any third party. We never hold any currency, whether fiat, sovereign or digital, on Your behalf, for Your benefit, or in Your BOA Account.
This Site is for Your personal, non-commercial use only. We are vigilant about maintaining the security of Our Site and the Service. By registering with Us, You agree to provide Us with current, accurate, and complete information about Yourself as prompted by the registration process, and to keep such information updated.
In order to establish and Account and use the BOA Service, as define in these Agreement, You must first register by providing the required information and accepting these Agreement. BOA may, in Its sole discretion, refuse to allow You to establish a BOA Account, or limit the number of BOA Accounts that a single user may establish and maintain at any time. The creation or use of any accounts without obtaining Our prior express permission will result in the immediate suspension of Your account or accounts, as well as all pending purchase/sale orders/offers. Any attempt to create or use an account without obtaining Our prior express permission (or to assist others in any such attempt), or to distribute instructions, software or tools for that purpose, will result in Your account(s) being terminated. Termination is not the exclusive remedy for such a violation, and, in addition, We may elect to seek legal and/or equitable remedies and take further action against You.
You acknowledge that You are solely responsible for maintaining the confidentiality of Your Account information, including Your password, safeguarding Your own digital currency, and for all activity including transactions that are posted to Your Account.
Depending on the total value of the transaction, or cumulative transactions, or, if there is unusual or suspected suspicious activity related to Your account, We may, but are not obligated to, request additional information from You, including corroborating and/or authenticating documents, and may freeze any transaction pending Our review. You are obligated to comply with any requests for additional information, or accept termination of Your Account. You are required to notify us immediately of any unauthorized use of Your Account or password, or any other breach of security. All such notifications are to be made by email addressed to firstname.lastname@example.org .
You agree that You will not use the Service to perform criminal activity of any sort, including but not limited to, money laundering, illegal gambling operations, terrorist financing, or malicious hacking. See "Prohibited Use", below.
To be eligible to use the BOA Service (defined below), and to link a funding method or to purchase or sell digital currency, You must be at least 18 years old (or the applicable age of majority and contractual capacity). If You are under the age of 18 and You wish to engage in digital currency purchase or sale activity, please contact Us at email@example.com.
Your BOA Account includes conversion services that allow You to buy and/or sell supported digital currency (e.g. Bitcoin or Ethereum) ("Conversion Services"), subject to the BOA Conversion Rate (i.e. the price of a supported digital currency, as quoted by BOA). You acknowledge that the quoted Conversion Rate may not be the same as the "buy" price or "sell" price at any specific time, and that BOA may add a margin or "spread" to the quoted Conversion Rate. You agree that You will not use any account other than Your own, or access the account of any other of Our customers at any time, or assist others in obtaining unauthorized access.
BOA reserves the right to delay any conversion service transaction if it subjectively perceives a risk of fraud or illegal activity. BOA does not guarantee the availability of its Service, and the act of purchasing supported digital currency from BOA does not result in a guarantee that You may sell Your supported digital currency to BOA.
The risk of loss in trading or holding digital currency can be substantial. You should therefore carefully consider whether trading or holding digital currency is suitable for You in light of Your financial condition. See "Risks", below.
We grant You a limited, nonexclusive, nontransferable license, subject to the Agreement of these Trams, to access and use the BOA Site, and related content, materials, information (collectively, the "Content") solely for approved purposes as permitted by BOA from time to time. Any other use of the Site or Content is expressly prohibited and all other right, title, and interest in the Site or Content is exclusively the property of BOA. You agree You will not copy, transmit, distribute, sell, license, reverse engineer, modify, publish, or participate in the transfer or sale of, create derivative works from, or in any other way exploit any of the Content, in whole or in part. Purchase Transactions
In connection with Your access to or use of the Site, Service and Your Account, You specifically agree that You will not: (1) violate any law, statute, ordinance or regulation; (2) attempt to defraud anyone; (3) provide false or inaccurate information; or, (4) transact with, or behalf of, individuals, companies and countries that are on prescribed sanctions lists; and (5) take any action that could impose an unreasonable or disproportionately large load or stress on Our infrastructure or detrimentally interfere with, disrupt, intercept, compromise, destroy or expropriate any system data or information.
We reserve the right at all times to monitor, review, retain and/or disclose any information, as appropriate and necessary to satisfy any applicable law, regulation or legal/governmental request. We reserve the right to cancel and/or suspend Your Account and/or block transactions or freeze funds immediately and without notice if We determine, in Our sole discretion, that Your Account is associated with a use, enterprise or business that is contrary to this "Prohibited Use" provision.
The use of the BOA Service is subject to a limit on the US Dollar volume You may transact or transfer in a given period (e.g., daily). Your transaction limits may vary depending on Your payment method, verification steps You have completed, and other factors. BOA reserves the right to change applicable limits as We deem necessary in Our sole discretion. If You wish to raise Your limits We may require You to submit additional information about Yourself or Your business, provide records, and arrange for meetings with BOA Compliance personnel (i.e. as a form of Enhanced Due Diligence). BOA reserves the right to charge You costs and fees associated with any such Enhanced Due Diligence required, provided that We notify You in advance of any such fees and/or costs. In Our sole discretion, We may refuse to raise Your limits or We may lower Your limits at a subsequent time.
After successful registration, You may purchase supported digital currency online by linking a valid payment method. You authorize BOA to initiate debits from Your payment method(s) in settlement of purchase transactions. A Conversion Fee (defined below) applies to all purchase transactions. Although BOA will attempt to deliver supported digital currency to You as promptly as possible, You acknowledge that funds will be debited from Your selected payment method before digital currency is delivered to Your designated digital wallet or bank account, as appropriate.
We will make Our best effort to fulfill all transactions, but in the rare circumstance where time has changed conversion rates, or, BOA cannot fulfill Your purchase order at the original conversion rate quoted, We will notify You and seek Your approval to fulfill the purchase order at the then contemporaneous Conversion Rate. To secure the performance of Your obligations under this Agreement, You grant to BOA a lien on and security interest in and to the balances on Your account.
All purchases of digital currency are nonrefundable. Any wires that must be returned for any reason will be charged 5% fee.
After successful registration, You may purchase supported digital currency online by linking a valid payment method. You authorize BOA to debit Your BOA Account(s) and initiate payments to Your selected payment method(s) in settlement of sell transactions. An applicable Conversion Fee (defined below) applies to all sale transactions. Your receipt of funds will depend on the payment type, and may take up to three or more business days.
Each Conversion Service transaction (i.e. Purchase Transaction and Sale Transaction) is subject to a fee (a "Conversion Fee"). The applicable Conversion Fee is displayed to You on the BOA Site prior to You completing a transaction. BOA will not process a transaction if the Conversion Fee and any other associated fees as may apply, such as wire transfer fees, exceed the value of Your transaction. BOA, in its sole discretion, may waive some portion of the Conversion Fee, depending on the payment method You select. The availability of each Payment Method depends on a number of factors, including but not limited to Your location, the identification information You have provided to Us, and limitations imposed by third party payment processors, as and if applicable.
BOA reserves the right to adjust Its Conversion Fees and any applicable waivers at any time. We will always notify You of the Conversion Fee which applies to Your transaction when You authorize the transaction and in each reciept We issue to You.
You cannot cancel, reverse, or change any transaction marked as complete or pending. If Your payment is not successful or if Your payment method has insufficient funds, You authorize BOA, in its sole discretion, either to cancel the transaction or to debit Your other payment methods, in any amount necessary to complete the transaction. You are responsible for maintaining an adequate balance and/or sufficient credit limits in order to avoid overdraft, NSF fees, or similar fees charged by Your payment provider. BOA reserves the right to refuse to process, or to cancel or reverse, any purchases or sales of digital currency in its sole discretion, even after funds have been debited from Your account(s), if BOA suspects the transaction involves (or has a high risk of involvement in) money laundering, terrorist financing, fraud, or any other type of financial crime; in response to a subpoena, court order, or other government order; or if BOA suspects the transaction relates to Prohibited Use or a Prohibited Business as set forth below. In such instances, BOA will reverse the transaction and We are under no obligation to allow You to reinstate a purchase or sale order at the same price or on the same Agreement as the cancelled transaction.
Denial of Service
We reserve the right to: (1) change prices without prior notice; (2) deny the Service to anyone accessing
the Service using anonymity tools, IP hiding and all those that hide identification and/or origin; and, (3) deny the Service to anyone who, in Our sole discretion, does not demonstrate an acceptable level of trust.
Without any liability of any kind to you, We reserve the right to modify, suspend or terminate the
Service, in whole or in part, at any time and without notice to You. Also, We may change these Agreement at any time.
In order to use the BOA Service, including transfers of Digital Currency and/or government-issued currency ("Fiat Currency"), You may be required to provide BOA with certain personal information, including, but not limited to, your name, address, cellular telephone number, e-mail address, date of birth, Social Security Number, and information regarding Your bank account (e.g., financial institution, account type, routing number, and account number). In submitting this or any other personal information, you warrant and represent that the information You provide is accurate, and You agree to update BOA of any changes in the information provided. You hereby authorize BOA to, directly or through third parties make any inquiries We consider necessary to verify the information You provide and/or protect against fraud, including to query identity information contained in public reports (e.g., your name, address, past addresses, or date of birth), to query account information associated with Your linked bank account (e.g., name or account balance), and to take action We deem reasonably necessary based on the results of such inquiries and reports. You further authorize any and all third parties to which such inquiries or requests may be directed to fully respond to such inquiries or requests. This includes authorizing Your wireless operator (i.e. any wireless cellular operator) to use Your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status details, if available, solely to allow verification of Your identity and to compare information You have provided to BOA with Your wireless operator account profile information for the duration of the time You have an account with, or are registered with, BOA.
We are committed to protecting Your privacy and to limiting the collection of information from You, to that which is reasonably necessary for Us to provide You with access to the Site, and the Service. We do not sell or rent Your data or personal information to any third party. If We believe that suspicious or illegal conduct has taken place or is about to take place, we do share Your information with governmental agencies and/or law enforcement.
Data security is extremely important to Us. We have taken strong measures to ensure that Your personal data will be protected against unauthorized or accidental access, processing or erasure. We maintain this commitment to data security by implementing appropriate physical, electronic and managerial systems and procedures.
The trading or purchase and sale of virtual or digital currencies, including Bitcoin, involves significant risks. Prices and exchange rates (e.g. Conversion rates and Conversion Fees) can and do fluctuate continuously. Because of these fluctuations, the value of your virtual or digital currencies, including Bitcoin, may increase or decrease at any given moment. The value may decrease to zero making your virtual or digital currency, including Bitcoin, worthless. Digital currency trading also has special risks not generally shared with fiat or sovereign currencies.
Digital and virtual currency trading also has special risks not generally shared with official currencies or goods or commodities in a market. Unlike a currency that is backed by a government, or by commodities, like gold or silver, a digital or virtual currency is backed by technology and trust. As a result, and by way of example, there is no central bank that can take corrective measures to protect the value of digital or virtual currency in a crisis. Instead, a digital or virtual currency is largely unregulated, worldwide system of currency firms and individuals, that relies on peer-to-peer networking and cryptography to maintain its integrity.
Digital and virtual currency trading and purchasing are susceptible to irrational as well as rational influences, bubbles, or the loss of confidence which could affect or even collapse demand relative to supply. For example, confidence might collapse because of changes imposed by the software developers or others, a government crackdown or change in policy, the creation of superior competing alternative currencies, or a deflationary or inflationary spiral. Confidence might also collapse because of technical problems, the compromise of the system, theft or loss, the intrusion by hackers, or government action that could, for example, prevent transactions from settling or impose a fee on transactions.
You should also know that there may be additional risks not foreseen or identified in this Agreement.
You should carefully assess whether Your financial situation and tolerance for risk is suitable for buying or trading digital or virtual currency. Only use funds that You are willing to lose.
We use Our payment and banking providers to receive Your funds to make and accept payments. Neither Our banking providers or Payment processors transfer, purchase or sell digital or virtual currency.
WE DO NOT GUARANTEE OR REPRESENT THAT YOU WILL PROFIT IN ANY WAY FROM TRADING, PURCHASING OR SELLING DIGITAL OR VIRTUAL CURRENCY OR BY ACCESS TO OR USE OF THE SERVICE. BY ACCESSING OR USING THE SERVICE, YOU ARE ACCEPTING FULLY AND EXCLUSIVELY THE RISKS OUTLINED ABOVE.
Although We intend to provide accurate and timely information on the Site, the Site (including, without limitation, the Content) may not always be entirely accurate, complete or current and may also include technical inaccuracies or typographical errors. In an effort to continue to provide You with as complete and accurate information as possible, information may be changed or updated from time to time without notice, including without limitation information regarding Our policies, products and services. Accordingly, You should verify all information before relying on it, and all decisions based on information contained on the Site are Your sole responsibility and We shall have no liability for such decisions. Links to third parties, or third party materials (including without limitation websites) may be provided as a convenience but are not controlled by Us. You acknowledge and agree that We are not responsible for any information, content, or services contained in any third party materials or on any third party sites accessible or linked to the Site.
We shall not bear any liability, whatsoever, for any damage or interruptions caused by any computer viruses, spyware, ransom ware, scareware, Trojan horses, worms or other malware that may affect Your computer or other equipment, or any phishing, spoofing or other attack. We advise the regular use of a reputable and readily available virus screening and prevention software. You should also be aware that SMS and email services are vulnerable to spoofing and phishing attacks and should use care in reviewing messages purporting to originate from BOA. Always log into your Account through the Site to review any transactions or required actions if You have any uncertainty regarding the authenticity of any communication or notice.
Operation of Digital Currency Protocols
BOA does not own or control the underlying software protocols which govern the operation of digital currencies supported on Our platform. In general, the underlying protocols are open source and anyone can use, copy, modify, and distribute them. By using the BOA platforms, You acknowledge and agree (i) that BOA is not responsible for operation of the underlying protocols and that BOA makes no guarantee of their functionality, security, or availability; and (ii) that the underlying protocols are subject to sudden changes in operating rules (a/k/a "forks"), and that such forks may materially affect the value, function, and/or even the name of the digital currency you store in Your digital wallet(s). In the event of a fork, You agree that BOA may temporarily suspend BOA operations (with or without advance notice to You) and that BOA may, in its sole discretion, (a) configure or reconfigure its systems or (b) decide not to support (or cease supporting) the forked protocol entirely. You acknowledge and agree that BOA assumes absolutely no responsibility whatsoever with regard or in connection with an unsupported branch of a forked protocol.
You may terminate this agreement with Us, and close Your Account at any time, following settlement of any pending transactions.
You also agree that We may, in our sole
discretion, terminate Your access to or use of the Site or Service, or access
to Your account, including without limitation, Our right to: limit, suspend or
terminate the Service and Your Account(s); prohibit access to the Service and
its content, services and tools; delay or remove hosted content; take
technical and legal steps to keep you from accessing or using the Service if we
believe anything you are doing creates any danger or risk to the Service or
others using the Service, or creates the risk of any legal liabilities,
infringes on the intellectual property rights of third parties, or is
inconsistent with the letter or spirit of these Agreement. Additionally, we
may, in appropriate circumstances and at our discretion, suspend or terminate
your account or accounts for any reason, including without limitation:
(1) attempts to gain unauthorized access to the Service Site or an account not your own or providing assistance to others attempting to do so,
(2) overcoming software security features limiting use of or protecting any content,
(3) using the Service to perform illegal activities such as money laundering, illegal gambling operations, financing terrorism, or other criminal activities,
(4) violating these Agreement,
(5) failing to pay for fraudulent payment for transactions,
(6) unexpected operational difficulties, or
(7) upon the request of law enforcement or other government agencies, if deemed to be legitimate and compelling by us, acting in our sole discretion.
If We suspend Your Account, or terminate Your use of the Site or Service for any reason, We will provide You with notice of Our actions unless a court order or other legal process prohibits Us from providing You with such notice. You acknowledge that Our decision to take certain actions, including limiting access to, suspending, or closing Your Account, may be based on confidential criteria that are essential to Our risk management and security protocols. You agree that We is under no obligation to disclose the details of our risk management and security procedures to You.
The Site and Service are provided without warranty of any kind, either express or implied. We do not represent or warrant that the Site or Service will be available at all times to meet Your needs or that the site or Service will not be interrupted or delayed, even during a transaction. We do not guarantee that access will not be interrupted, or that there will be no delays, failures, errors, omissions or loss of transmitted information.
THE SITE and SERVICE IS PROVIDED "AS IS" AND WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS, IMPLIED OR STATUTORY.
We will use reasonable efforts to ensure that the site and Service can normally be accessed by You in accordance with these Agreement. We may suspend use of the Site and/or Service for maintenance and We will make reasonable efforts to give You notice of any such outage. However, You acknowledge that this may not be reasonably practicable or even possible.
We do not provide any financial, securities, commodities or investment advice in connection with the Service. We may provide information on the price, range, volatility of digital currency and events that have affected or may affect the price of digital currency, but this is not to be considered or construed as financial, securities, commodities or investment advice. Any decision to purchase or sell digital currency is Your sole decision and We will not be liable for any loss suffered.
In connection with any claims of loss related to use of the Site or the Service, You release BOA, its affiliates and service providers, and each of their respective officers, directors, agents, joint venturers, employees and representatives from any and all claims, demands and damages (actual and consequential) of every kind and nature arising out of or in any way connected with such claims or losses, and/or any related disputes. You agree to indemnify and hold BOA, its affiliates and service providers, and each of its or their respective officers, directors, agents, joint venturers, employees and representatives, harmless from any claim or demand (including attorneys' fees and any fines, fees or penalties imposed by any regulatory authority) arising out of or related to Your breach of these Agreement or Your violation of any law, rule or regulation, or the rights of any third party.
Limitation of Liability
To the fullest extent permitted by the law, We shall not be held liable for any damages, losses or liabilities, financial or otherwise, that You may incur in connection with Your access to or use of the
Site and/or Service, including any loss of profits, or special, incidental or consequential damages. When accessing or using the Site or Service, You are fully responsible to comply with all laws and regulations applying in the jurisdiction in which the access or use occurs.
IN NO EVENT SHALL WE BE LIABLE FOR ANY LOST PROFITS OR ANY SPECIAL, INCIDENTAL ORCONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF THE SITE OR SERVICE, THE BREACH OF THIS AGREEMENT OR OUR RELATIONSHIP WITH YOU.
You agree to indemnify, defend and hold harmless Us from any claim, lawsuit, or demand (including any attorneys' fees we incur), arising out of Your breach of these Agreement or Your access to or use of the Site or Service.
If you believe that We have made an error in the provision of the Site or Service, You are required to notify us of any such error via email addressed to firstname.lastname@example.org within ten (10) business days of the date of the transaction which You claim was in error. Your failure to provide Us with the required notice will constitute a waiver of any claim You may have. Within ninety (90) days of receiving proper notice, We will resolve Your claim by either correcting the error or by explaining to You why We believe no error was committed.
Courts and jurisdictions are divided on whether or not digital and virtual currencies are a currency. Accordingly, digital and virtual currencies may or may not be "money" and, therefore, not subject to anti-money laundering statutes. We have developed and You agree to abide by Our anti-money laundering policy which is designed to meet strict standards, including the existence of systems and controls to mitigate the risk presented to any person who accesses or uses the Service. This includes, but is not limited to:
--- Establishing robust internal policies, procedures and controls that strive to combat any attempted use of BOA for illegal or illicit purposes and to ensure our customers basic protections under consumer protection laws;
--- Complying with the applicable regulations and guidance set forth by the Financial Crimes Enforcement Network ("FinCEN");
--- Filing Suspicious Activity Reports ("SARs");
--- Filing Currency Transaction Reports ("CTRs");
--- Maintaining comprehensive records of orders and other transfers;
--- Appointing a Chief Compliance Officer who will be responsible for the implementation and oversight of our BSA/AML Program;
--- Executing Know Your Customer ("KYC") procedures on all customers;
--- Performing regular, independent audits of our BSA/AML Program;
--- Following record retention requirements; and
--- Implementing a formal and ongoing compliance training program for all new and existing employees.
Our Customer Identity Program ("CIP") is an important part of our BSA/AML Program, and helps us detect suspicious activity in a timely manner, and prevent fraud. In accordance with this, in order to open an Account, Your identity must be verified, authenticated, and checked against government watch-lists, including the Office of Foreign Assets Control ("OFAC"). If You are an individual, prior to opening an account, We will collect, verify and authenticate the following information:
--- Email address;
--- Mobile phone number;
--- Full legal name;
--- Social Security Number ("SSN") or any comparable identification issued by government;
--- Date of birth ("DOB");
--- Proof of identity (e.g., driver"s license, passport or government-issued ID);
--- Home address (not a mailing address or P.O. Box); and
--- Additional information or documentation at the discretion of our Compliance Team.
--- Non-US Customers will be required to provide proof of address (e.g., electric, gas or water bill).
If You are and institutional customer, We will collect, verify and authenticate the following information:
--- Legal name;
--- Employer Identification Number ("EIN") or any comparable identification number issued by government;
--- Full legal name (of all account signatories and beneficial owners);
--- Email address (of all account signatories);
--- Mobile phone number (of all account signatories);
--- Address (principal place of business and/or other physical location);
--- Proof of legal existence (e.g., state certified articles of incorporation or certificate of formation, unexpired government-issued business license, trust instrument or other comparable legal documents as applicable);
--- Contract information of owners/principals/executive management (as applicable);
--- Proof of identity (e.g., driver"s license, passport or government-issued ID) for each individual beneficial owner that owns 10% or more, as well as all account signatories; and
--- Identifying information for each entity beneficial owner that owns 10% or more (see individual customer information collected above for more details).
--- If your institution successfully meets and completes our CIP requirements and neither it nor any of its owners, principals, executive, or managers appear on OFAC or any other governmental watchlist, we will provide you with account opening agreements electronically.
We also file required reports (i.e. Suspicious Activity Reports) if we know, suspect or have reason to suspect suspicious activities have occurred. A suspicious transaction is often one that is inconsistent with a customer"s known and legitimate business, personal activities or personal means. Our compliance department monitors transaction to help identify unusual patterns of customer activity.
In addition, all currency transactions over a determined amount are required to be reported to the US government (i.e. FinCEN). Our compliance department maintains records and supporting documentation of all reports filed.
All records are retained for five (5) years and are readily available upon official request by an applicable examiner, regulator, or law enforcement agency.
It is Your responsibility to determine what, if any, taxes may be due as a result of Your access to or use of the Service. It is entirely Your responsibility to report and remit the appropriate tax to the proper taxing authority. We are not responsible for determining whether any tax is due or for collecting, reporting or remitting any tax arising from Your access to or use of the Service.
Digital and virtual currency transactions are always irreversible, so always make sure to check the receiving address before initiating a transaction. We highly recommend You only transact with individuals you know. We are in no way responsible for, among other things, losses, failures or problems caused by, related to, or arising from the technology used by digital and virtual currencies. We suggest You get advice from an independent, competent person or organization before You purchase nay digital or virtual currency. The success of those who traded or purchased/sold any digital or virtual currency in the past is no indication of future success.
Governing Law and Venue
These Agreement shall be governed by the laws the United States of America. The venue for any action or proceeding initiated shall be the United States of America. If any action at law or in equity is brought to enforce or interpret the provisions of this Agreement and services provided herein, the prevailing party in such action shall be entitled to all reasonable costs to include attorney fees.
In the event that any term or provision of these Agreement is held by a court of competent jurisdiction to be illegal, unenforceable or invalid in whole or in part for any reason, the remaining provisions of these Agreement shall remain in full force and effect.
The format, words and phrases used in these Agreement shall have the meaning generally understood in the digital currency industry. These Agreement shall be construed in accordance with its fair meaning and not against the drafting party.
We shall not be liable for delays, failure in performance or interruption of service which result directly or indirectly from any cause or condition beyond our reasonable control, including but not limited to, any delay or failure due to any act of God, act of civil or military authorities, act of terrorists, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services or network provider services, failure of equipment and/or software, other catastrophe or any other occurrence which is beyond Our reasonable control and shall not affect the validity and enforceability of any remaining provisions.
2017 SandP Solutions, Inc. All Rights Reserved.
Updated: July 27th, 2017
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